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Prosper is a peer-to-peer lending marketplace that connects individual borrowers with individual and institutional lenders through an online platform. Borrowers are able to submit credit applications and list loan requests from $2,000 to $35,000, and individual lenders are able to invest as little as $25 in a given loan. In addition to serving as a marketplace for borrowers and lenders, Prosper also provides servicing for loans on behalf of investors. The online application process is available 24/7 and is usually processed faster than a traditional loan.