Kiavi aims to change the typical lengthy, complicated, paperwork-filled home loan process. An online mortgage lender, Kiavi has funded more than $2 billion in mortgage loans since it started lending in mid-2014. Kiavi's goal is to provide a rate quote within three minutes, a full application process within 20 minutes, and a closing date in just 10 to 14 days. The process is also completed entirely online, allowing borrowers to keep track of their loan progress via their customized dashboard. The company also provides institutional and individual investors access to attractive, high-yield real estate assets.